Savant Wealth Management Resourceshttps://savantiswealth.com/resources/Wealth advice for military retirees and veteransen-usSat, 10 Oct 2026 09:00:00 +0000 Is SBP worth it? Why retirees treat the election as closed too soonhttps://savantiswealth.com/is-sbp-worth-it/https://savantiswealth.com/is-sbp-worth-it/Wed, 07 Oct 2026 09:00:00 +0000A retiring reservist with a younger spouse can see if full coverage pays: is SBP worth it? Savant Wealth Management runs the break-even in dollars. Pricing VGLI vs Term Life Insurance the Way Savant Wealth Management Does for Separating Veteranshttps://savantiswealth.com/vgli-vs-term-life-insurance/https://savantiswealth.com/vgli-vs-term-life-insurance/Tue, 06 Oct 2026 09:00:00 +0000Leaving service with SGLI? Savant Wealth Management compares VGLI vs term life insurance with a worked example and a health quick test. TSP G Fund vs L Fund for a New Military Retiree With a Pensionhttps://savantiswealth.com/tsp-g-fund-vs-l-fund/https://savantiswealth.com/tsp-g-fund-vs-l-fund/Mon, 05 Oct 2026 09:00:00 +0000A new military retiree with a pension weighing TSP G Fund vs L Fund: Savant Wealth Management shows a $400,000 table and a 5-year quick test. Roth TSP vs traditional TSP: which one fits your last years in uniform?https://savantiswealth.com/roth-tsp-vs-traditional-tsp/https://savantiswealth.com/roth-tsp-vs-traditional-tsp/Sun, 04 Oct 2026 09:00:00 +0000Savant Wealth Management shows how Roth TSP vs traditional TSP works for service members. Switching to traditional too early can cost thousands. How to decide whether to keep the TSP or roll to an IRAhttps://savantiswealth.com/keep-tsp-or-roll-to-ira/https://savantiswealth.com/keep-tsp-or-roll-to-ira/Sat, 03 Oct 2026 09:00:00 +0000A rollover can add a 10% penalty at 58. Savant Wealth Management shows how to decide whether to keep the TSP or roll to an IRA. Is a Military Pension Taxable? Federal Rules and State Checks (a Walkthrough from Savant Wealth Management)https://savantiswealth.com/is-military-pension-taxable/https://savantiswealth.com/is-military-pension-taxable/Wed, 30 Sep 2026 09:00:00 +0000For a new retiree with a pension: is a military pension taxable? Savant Wealth Management compares 3 options with a worked VA waiver example. The Savant Wealth Management Guide to Whether a Military Pension Reduces Social Securityhttps://savantiswealth.com/military-pension-reduce-social-security/https://savantiswealth.com/military-pension-reduce-social-security/Tue, 29 Sep 2026 09:00:00 +0000Chasing a pension offset that doesn't exist wastes time. Savant Wealth Management shows if a military pension reduces Social Security and what to check. Reserve retirement pay at 60: fund a $135,000 bridge in 5 stepshttps://savantiswealth.com/reserve-retirement-pay-at-60/https://savantiswealth.com/reserve-retirement-pay-at-60/Sat, 26 Sep 2026 09:00:00 +0000A Guard or Reserve member with 20 good years: see what to fund before the first check. Savant Wealth Management on Reserve retirement pay at 60. The BRS lump sum option isn't a bonus: the mistake of treating it that wayhttps://savantiswealth.com/brs-lump-sum-option/https://savantiswealth.com/brs-lump-sum-option/Fri, 25 Sep 2026 09:00:00 +0000Taking the BRS lump sum option as 1 payment can add $4,950 in tax. Savant Wealth Management shows the break-even math for a 25% election. TSP and 401(k) in the Same Year: One Deferral Limit, Two Planshttps://savantiswealth.com/tsp-and-401k-same-year/https://savantiswealth.com/tsp-and-401k-same-year/Tue, 22 Sep 2026 09:00:00 +0000An excess deferral gets taxed twice. Savant Wealth Management explains how to count the TSP and 401(k) in the same year under one 2026 limit. CRDP vs CRSC for a retiree with a VA rating of 50% or morehttps://savantiswealth.com/crdp-vs-crsc/https://savantiswealth.com/crdp-vs-crsc/Mon, 21 Sep 2026 09:00:00 +0000Retiring with a VA rating? Savant Wealth Management compares CRDP vs CRSC after tax, with a $320 monthly example and a table of due dates. How do you fix retired pay withholding with a second job?https://savantiswealth.com/retired-pay-withholding-second-job/https://savantiswealth.com/retired-pay-withholding-second-job/Sat, 19 Sep 2026 09:00:00 +0000Retired and just started a salary? Savant Wealth Management shows retired pay withholding with a second job, with a myPay and W-4 method. How to build a financial checklist before separation in 12 monthshttps://savantiswealth.com/financial-checklist-before-separation/https://savantiswealth.com/financial-checklist-before-separation/Wed, 16 Sep 2026 09:00:00 +0000A service member 12 months out gets the financial checklist before separation from Savant Wealth Management: SBP, VGLI, TRICARE and TSP due dates. TRICARE For Life and Medicare Part B: The Savant Wealth Management Checklisthttps://savantiswealth.com/tricare-for-life-medicare-part-b/https://savantiswealth.com/tricare-for-life-medicare-part-b/Tue, 15 Sep 2026 09:00:00 +0000Signing up for Part B late costs 10% a year for life. Savant Wealth Management explains TRICARE For Life and Medicare Part B with a cost table. IRMAA for Military Retirees: How Pension Plus TSP Sets Your Premiumhttps://savantiswealth.com/irmaa-for-military-retirees/https://savantiswealth.com/irmaa-for-military-retirees/Mon, 14 Sep 2026 09:00:00 +0000IRMAA for military retirees depends on income from 2 years before. Savant Wealth Management shows how retired pay, pensions and TSP withdrawals set your Part B tier, with three funding options and a decision rule. How much TSP is enough: measure the gap after tax firsthttps://savantiswealth.com/how-much-tsp-is-enough/https://savantiswealth.com/how-much-tsp-is-enough/Sun, 13 Sep 2026 09:00:00 +0000Savant Wealth Management shows how much TSP is enough after you account for taxes. Most retirees underestimate needs by forgetting this critical factor. Rolling everything into one IRA: the financial mistakes after leaving the military that cost the mosthttps://savantiswealth.com/financial-mistakes-after-leaving-military/https://savantiswealth.com/financial-mistakes-after-leaving-military/Sat, 12 Sep 2026 09:00:00 +0000A veteran in the first 2 years out: see the financial mistakes after leaving the military, with dollar costs, from Savant Wealth Management. How Savant Wealth Management Approaches a Backdoor Roth IRA After Servicehttps://savantiswealth.com/backdoor-roth-ira-second-career/https://savantiswealth.com/backdoor-roth-ira-second-career/Wed, 09 Sep 2026 09:00:00 +0000For veterans whose second-career pay tops the Roth limit: how a backdoor Roth IRA works, why pre-tax IRAs matter, and Savant Wealth Management's steps. Dual military couple finances: 2 pensions, 2 TSPs, 1 timelinehttps://savantiswealth.com/dual-military-couple-finances/https://savantiswealth.com/dual-military-couple-finances/Tue, 08 Sep 2026 09:00:00 +0000Savant Wealth Management explains dual military couple finances: which spouse to cover with 2 SBP elections using fixed household bills as the test. Should you transfer your GI Bill or fund a 529 instead?https://savantiswealth.com/gi-bill-transfer-vs-529/https://savantiswealth.com/gi-bill-transfer-vs-529/Mon, 07 Sep 2026 09:00:00 +0000Savant Wealth Management weighs GI Bill transfer vs 529 for military parents: transfer costs no cash but requires 4 more years of service, while 529 offers flexibility. How to decide when to retire from the military: weighing pension years against civilian payhttps://savantiswealth.com/when-to-retire-from-the-military/https://savantiswealth.com/when-to-retire-from-the-military/Fri, 04 Sep 2026 09:00:00 +0000Savant Wealth Management explains when to retire from the military by running the 2.5% annual pension gain against civilian pay with worked example. BRS continuation pay: spend it, invest it or send it to the TSP? A Walkthrough from Savant Wealth Managementhttps://savantiswealth.com/brs-continuation-pay/https://savantiswealth.com/brs-continuation-pay/Thu, 03 Sep 2026 09:00:00 +0000Don't miss the filing deadline for TSP deferrals or the 3-year service commitment. Savant Wealth Management walks through BRS continuation pay, tax withholding, and the deferral room left for each dollar. TSP Catch-Up Contributions at 50 and the Bigger Window at 60 to 63https://savantiswealth.com/tsp-catch-up-contributions/https://savantiswealth.com/tsp-catch-up-contributions/Wed, 02 Sep 2026 09:00:00 +0000Veteran over 50 with a TSP and a contractor 401(k)? Savant Wealth Management explains TSP catch-up contributions, the 60 to 63 window and Roth rules. Military buy back for FERS: a $3,600 deposit that can add $4,000 a yearhttps://savantiswealth.com/military-buy-back-fers/https://savantiswealth.com/military-buy-back-fers/Tue, 01 Sep 2026 09:00:00 +0000Paying the wrong military deposit, or paying late, costs real money. Savant Wealth Management explains the military buy back for FERS with worked numbers. Questions to ask about benefits in a job offer before you trust the salary numberhttps://savantiswealth.com/questions-benefits-job-offer-veterans/https://savantiswealth.com/questions-benefits-job-offer-veterans/Mon, 31 Aug 2026 09:00:00 +0000Job offer in hand after the military? Savant Wealth Management lists the questions to ask about benefits in a job offer, with a worked example. How Savant Wealth Management Decides if a Financial Advisor Is Worth Ithttps://savantiswealth.com/is-a-financial-advisor-worth-it/https://savantiswealth.com/is-a-financial-advisor-worth-it/Sun, 30 Aug 2026 09:00:00 +0000A 1% fee costs $7,000 each year on $700,000. Savant Wealth Management shows whether a financial advisor is worth it for TSP veterans. How to read a retiree account statement before your first check: a guide for new military retireeshttps://savantiswealth.com/read-retiree-account-statement/https://savantiswealth.com/read-retiree-account-statement/Sat, 29 Aug 2026 09:00:00 +0000Budgeting from gross pay can leave $8,400 due at tax time. Savant Wealth Management shows how to read a retiree account statement line by line.