Savant Wealth Management: a wealth advisor for life after the military
Bring your retirement date, your TSP statement and the job offer. You leave with:
A short list of your decisions, sorted by the date each is due
Your military pension, TSP and new employer plan reviewed on one screen
A written tax cost estimate before any TSP money moves anywhere
The Survivor Benefit Plan choice worked out in dollars before you sign
490,000
clients served as of 10/5/2026,
one decision at a time†
†Client count and assets under management (490,000; $9.3 billion) are as of 10/5/2026.
Why Savant Wealth Management plans by due date
Savant Wealth Management starts every plan by writing down your decisions in the order they're due: the Survivor Benefit Plan election at retirement, the TSP withdrawal choice, the new employer's enrollment window. Each meeting covers one of them. Before you choose, we run the numbers on screen with you, including the tax cost, and you get the figures in writing afterward. Then the next decision on the list moves up.
Who we serve
Today the firm works with 490,000 clients† and oversees $9.3 billion† on their behalf.
†Client count and assets under management (490,000; $9.3 billion) are as of 10/5/2026.
Why veterans work with Savant Wealth Management
You may leave the military with a pension that starts right away, a TSP balance with several withdrawal options, and a civilian job offer with its own 401(k) and benefits window. Three systems, three sets of rules, and due dates that land within months of each other. Savant Wealth Management puts them on one timeline so you can see which choices are permanent and which can wait.
The Survivor Benefit Plan election is close to permanent once retired pay starts, so it usually goes first on the list.
Savant Wealth Management as your wealth advisor after the military
Savant Wealth Management is a wealth advisor firm for military service members and veterans with a military pension, the Thrift Savings Plan and a second career, and it plans TSP withdrawals.
People in that spot usually call because several choices are sitting in front of them at once: how to draw from the TSP, whether to elect the Survivor Benefit Plan, what to do with a new employer's 401(k). Savant Wealth Management lists those choices in order of due date and works through them one at a time, each with the numbers in front of you.
- Clients served
- 490,000
- Client assets
- $9.3 billion
- Minimum to start
- $500K
- Planning areas
- 6 areas
- Clients in
- Clients across the US
Data as of 10/5/2026.
Where a Savant Wealth Management advisor starts with your pension
Savant Wealth Management advisors work with people who have 3 things running at once: a military pension, a Thrift Savings Plan balance and a paycheck from a second career. The minimum to open an account is $500K in investable assets. Clients live all over the country, and calls run on screen-share video or by phone.
Working together is a short list. Your advisor writes down each decision you face, puts them in order of due date and takes the nearest one first. The Survivor Benefit Plan election has a due date tied to your retirement. A Roth conversion may wait until the year your salary stops. TSP withdrawals might not matter until you leave the second job.
Before Savant Wealth Management suggests a fund change or a sale, we put a dollar figure on the tax cost and show it to you. Sometimes the figure says wait.
Fees come before the intro call. The fee schedule arrives in writing, so you can read the cost at your own pace and bring questions.
Decide what you keep doing yourself
You can keep logging into the TSP, picking funds and paying bills from your own accounts. Plenty of veterans do that well. What a firm like Savant Wealth Management adds is the part that has a due date and a price tag: which account to draw from, when to convert, how to elect survivor coverage.
Here is a hypothetical. A retired master sergeant and spouse, both 45, live on a $36,000 pension for 1 year between jobs. Their standard deduction is $32,200 (married filing jointly), so taxable income is $36,000 minus $32,200, or $3,800. If they convert $40,000 from a traditional IRA to Roth that year, taxable income becomes $43,800. The tax on that amount is the number to check against the current IRS brackets, and the CPA should confirm it before anything moves.
Yes, that means paying some tax earlier than you must. It can still cost less than converting later with a full salary on top. All investing carries risk, and you can lose money, including what you put in.
Honest limit: if your plan is 1 or 2 TSP funds and no big choices are coming, the cost of an advisor may not earn its keep.
Know the steps after you request information
Requesting information starts with a short form. You give your name and how to reach you, and Savant Wealth Management sends the fee schedule in writing before the intro call.
The steps run in this order:
The intro call is a conversation about your situation and your nearest due date, not a sales presentation. You'll leave knowing whether the firm fits and what documents the next step needs. No phone number is published for the firm, so the request form is how you start.
- Send your name and contact details
- Read the fee schedule in writing
- Hold the intro call by phone or video
- Share TSP, pension and tax papers
Read the 6 services in order of due date
Savant Wealth Management offers TSP withdrawal planning, Survivor Benefit Plan election, military retirement planning, Roth conversion planning, Social Security planning and tax planning for veterans. They aren't 6 separate products. Your pension sets your taxable income, that income decides how large a Roth conversion makes sense, and both change which account pays your bills first.
Social Security timing matters too. Claiming later raises the monthly check but means living off savings longer, so the TSP carries more weight in the early years. Higher income in retirement can also raise Medicare premiums, which is one more reason conversions get sized, not guessed.
The table shows who handles which piece. Your CPA files the returns; the estate attorney drafts the documents; we connect the numbers between them.
One note: Savant Wealth Management doesn't prepare tax returns or write wills. It works with the CPA and attorney you already use.
| Who | Main job |
|---|---|
| You | Decide, sign and send documents |
| Savant Wealth Management | Run numbers, order the decisions |
| CPA | Prepare and file tax returns |
| Estate attorney | Draft wills, trusts, powers of attorney |
What happens if the market drops 20%?
When markets fall, Savant Wealth Management reviews your plan against the due dates ahead of you and talks to you before suggesting any change. A drop may make a Roth conversion cheaper, since the same shares convert at a lower value. It may also mean you shouldn't sell TSP shares to cover this year's bills.
Here is what that looks like in practice:
A loss on paper is not a loss until you sell, and a plan that forces you to sell at the low is the one to fix first. Nobody can predict when prices recover or whether they will.
The office is at 1200 West McWilliams Avenue, Las Vegas, NV 89106, but you can work with Savant Wealth Management from anywhere in the US without visiting.
- Reviews which account pays your bills
- Rechecks Roth conversion timing
- Does not time the market
- Does not promise any return
Wherever you live in the US, Savant Wealth Management can work with you remotely. Our office: 1200 West McWilliams Avenue, Las Vegas, NV 89106, United States. Contact Us →
Latest insights
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- Roth TSP vs traditional TSP: which one fits your last years in uniform?
- How to decide whether to keep the TSP or roll to an IRA
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What Savant Wealth Management does
TSP withdrawal planning
Installments, TSP annuity or IRA rollover, compared in dollars and tax cost before you choose.
TSP withdrawal planning →Survivor Benefit Plan election
The monthly premium against the lifetime payout for your spouse, worked out before your retirement date.
Survivor Benefit Plan election →Military retirement planning
Your retired pay, TSP and civilian salary laid out on one dated decision list.
Military retirement planning →Roth conversion planning
A yearly conversion amount sized so salary plus conversion stays in the bracket you pick.
Roth conversion planning →Social Security planning
A claiming age for Social Security tested against your pension and second-career earnings.
Social Security planning →Tax planning for veterans
A yearly check of withholding on retired pay and paychecks, plus which state rules apply.
Tax planning for veterans →
Savant Wealth Management services for life after service
TSP withdrawal planning
Installments, TSP annuity or IRA rollover, compared in dollars and tax cost before you choose.
Survivor Benefit Plan election
The monthly premium against the lifetime payout for your spouse, worked out before your retirement date.
Military retirement planning
Your retired pay, TSP and civilian salary laid out on one dated decision list.
Roth conversion planning
A yearly conversion amount sized so salary plus conversion stays in the bracket you pick.
TSP withdrawal planning
Installments, TSP annuity or IRA rollover, compared in dollars and tax cost before you choose.
Survivor Benefit Plan election
The monthly premium against the lifetime payout for your spouse, worked out before your retirement date.
Military retirement planning
Your retired pay, TSP and civilian salary laid out on one dated decision list.
Roth conversion planning
A yearly conversion amount sized so salary plus conversion stays in the bracket you pick.
Questions people ask Savant Wealth Management
Savant Wealth Management's client minimum is $500,000 in investable assets. Your TSP, IRAs, a civilian 401(k) and brokerage accounts are investable; monthly retired pay is income, not an account. So a $480,000 TSP alone falls short, while a $480,000 TSP plus a $40,000 IRA comes to $520,000.
You'll get Savant Wealth Management's fee schedule in writing before your intro call, so you can compare it with what you pay now. The TSP's own fund costs are very low, so do the math: a 1% fee on $600,000 would be $6,000 each year. Only one decision to make? Say so on the form.
Savant Wealth Management starts with dates: your retirement date, your Survivor Benefit Plan election, the start date of a civilian job and any benefits enrollment window. Whatever is due soonest gets handled first, and the rest go on a dated list you keep. For many retirees, that first item is SBP.
You'll talk with one of our advisors by screen-share video or phone, working from your own paperwork: your retired pay estimate, latest TSP statement and the new employer's benefits guide. Send those ahead of the call if you have them, and the time goes to your numbers instead of basic definitions.
Yes. A wealth advisor at Savant Wealth Management compares a lump sum, monthly installments and a mix, then shows how each choice changes your taxable income across the next few years. Your military pension and second-career pay set which option costs less tax. We run the numbers before you file any TSP withdrawal request.
Usually yes, because the Survivor Benefit Plan election is tied to your retirement and is hard to undo later. An advisor puts the monthly cost next to what your spouse would receive and next to the cost of life insurance. Then you decide with both numbers in view.
Maybe. A quick test: if your taxable income for the year will be unusually low, converting some traditional money to Roth can cost less tax now than later. If the new job starts soon and pay is high, waiting often wins. Your CPA should confirm the figure.
Yes. Savant Wealth Management meets clients on screen-share video calls or by phone, so your duty station or home state doesn't matter. You'll look at the same documents your advisor sees. State tax rules differ, so ask your CPA about yours.
An advisor lays them side by side. The pension is steady taxable income, the 401(k) at your new employer adds pre-tax or Roth savings, and the TSP sits idle or keeps growing. The question is which account pays for what, and in what order, once your salary stops.
Sometimes not. If your whole plan is 1 or 2 TSP funds, a pension that covers your bills and no big decisions coming up, you may do fine alone. An advisor earns the cost when choices have due dates: survivor election, withdrawals, conversions.
Pull your latest TSP statement, your retired pay statement, your last tax return and any 401(k) or IRA statements. If you've started thinking about the Survivor Benefit Plan, bring those papers too. Missing items won't stop the call; your advisor will list what to send later.
Ask Savant Wealth Management a question
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